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.. pro ﬁ ciency: with limited handling of … face / to face: face / face additional barriers: additional barriers fail: no (do something) to make … available: make … available language translation services: language translation advocacy groups: support groups filling the gap: filling the gap assisting / to assist: helping / helping, assisting to navigate: navigating various: various continuously changing: constantly changing ready to work: ready to work low-wage: low salary undesirable: undesirable native-born: born in; natives of take for granted: they take it for granted should have access to: they should have access to they pay for: they pay taxes: taxes throughout history: throughout history contribute / to contribute: contribute / contribute far more: much more economy : economy they receive: what they receive following: next provide / to provide: provide / provide outstanding: outstanding, outstanding
since: since large number of: large number of come to / to come to: come to / come to in the last: in the last begin / to begin: begin / begin working careers: careers low-paying jobs: jobs that pay little do not yet own: do not yet own cost of housing: significant housing cost ﬁ nancial barrier: considerable ﬁ nancial barrier steadily: constantly pursue / to pursue: pursue / pursue realize: realize huge potential: huge potential represent / to represent: represent / represent have made commitments: have committed providing / to provide: providing / providing to gain access to: to access the pay or ﬀ: be worthwhile increasingly achieving: achieving more and more dream: dream according to: according to still face : still face in response to: in response to non-pro ﬁ t: non-profit non-partisan: non-partisan launched / to launch: launched / launch bene ﬁ ts / to bene ﬁ t: bene ﬁ t / bene ﬁ t will employ / to employ: will employ / employ up to: until mid-ca reer: in the middle of his career to create: create implement: implement specialized housing initiatives: specialized housing initiatives across the country: throughout the country we have to help empower: what we have to enable attain / to attain: obtain / obtain greater stability: greater stability proud: proud endeavor: entrepreneurship needs: needs will continue / to continue: continue / continue to assume / to assume: assuming / assuming leadership roles: leadership roles sectors of society: sectors of society development: development
Owning Your Own Home Since a large number of immigrants have come to the United States in the last 10 years and because many of them begin their working careers in low-paying jobs, many do not yet own homes. The cost of housing presents a significant ﬁ nancial barrier for many people. Yet, as a group, immigrants steadily pursue homeownership. Financial institutions are beginning to realize the huge potential immigrants represent for the housing market.